$50 to $5,000 paid out today!

Instant Cash Loans Online.

Fast 3 to 36 Month Online Loans


Get Instant Access to Cash Loans Online 24/7 in Australia

It doesn’t matter your location, anywhere, whatever time you are ready you can assess 24/7 Instant Cash Loans Online Australia.

We provide you with 24/7 online payday loans using an easy process and fast outcomes. IAFC knows that sometimes, things go wrong and when life is tough, you may need to get money fast and you don’t have the time to go and apply at traditional lenders and banks for a loan. Now, when the unexpected is here and you just get money quickly, IAFC steps in to help you locate lenders who offer easy instant cash loans in Australia and we also provide you with 24/7 online customer support.

Go through our simple requirements to decide your eligibility to send an application to IAFC for 24/7 Instant Cash Loans in Australia.

Instant Cash Loans Online

Why Choose IAFC for your Instant Cash Loans Online?

Quick Turnaround – Using a real-time risk assessment technology, we can speed up the assessment of your cash loan application process. You can get a decision as soon as possible and if approved, you can also get your cash quick within a single business day.

100% Transparency – We provide you 24/7 Instant Cash loans that guarantee no hidden charges and other fees. IAFC is committed to providing you honest upfront fees about what the total amount you’ll be needing to pay back once you go through with getting a fast cash loan.

General charges include a flat establishment fee for your cash loan, plus the monthly fee that we keep such a competitive rate to make sure that we’re able to charge you very little amounts compared to other lenders out there.

Repayment Terms are Flexible – With our highly flexible repayment options, you can easily stay on top of your repayments. Track and manage your repayment plan online with your member’s dashboard that can be accessed on our website.

Loan repayment terms can also range between 6 to 24 months in length that allows you to repay the total amount of your loan at a very comfortable pace. Your repayments will be divided into smaller and manageable payments that aims to eliminate any stress that you may have experienced from other lenders in the past.

You can also easily alter your repayment dates, apply for financial hardship, or pay back the entire loan sum early so long as you coordinate with our lenders respectfully.

Unfortunately we do not offer no credit check loans or buy now pay later

Need a loan today? Apply online!

How easy is it to apply for a 247 bad credit loan?

Signing up for a loan these days has been made significantly easier. More lenders are making the most of the online platform and are now able to offer 247 bad credit loans. Aimed at borrowers with blemished credit records, these financing tools make it easier and more accessible for bad credit borrowers to get their hands on extra funds for those unplanned expenses that come their way. With loan applications being done entirely online, borrowers can fill out the form and send it no matter the time of the day. All you need is a device that can access the internet to access the application form and fill it out with your details. Of course, loan processing can be affected by the time the application was received. At IAFC, we can help borrowers get paired with a potential lender within an hour of receiving their application, provided that we receive it within our regular business hours.

Key Features of 24/7 Instant Cash Loans with IAFC

Here at IAFC, we try to help ease the pressure of being in  a tight financial situation by lending you a hand when you need it most. You can get your money in the bank quick and 100% hassle free.

  •       Loan offer from $1,000 to $5,000;
  •       Flexible loan repayment terms from 6 to 24 months;
  •       Quick and easy process;
  •       100% Online;
  •       Get outcomes as soon as possible.
  •       Weekend Payday Loans

Fast Cash Loans


What is the eligibility criteria for a 24/7 instant cash loan?

To be eligible to apply for one of our instant cash loans you should be:

  •       At least 18 years of age or over;
  •       An Australian resident or with permanent residence;
  •       Have no credit default history;
  •       Have a bank stamen showing your regular income flow for at least the past 90 days or more.

What are the responsibilities of a borrower?

We need you to be completely honest with us about your present financial situation. We try to understand all our clients’ unique financial situations and assess their overall relationship with money instead.

Also, you need to make sure that you have quite enough funds in your bank account that you nominated for your loan repayment dates. Failure to do so may impact your reputation to be approved for another personal loan with us in the future.

Do you do credit history check?

As responsible lenders, we will be looking into your credit history. However, this shouldn’t worry you much because we are committed to being fair and understand to our clients. We will try to focus on your present overall relationship with money and your capability to repay the loan.

Can I apply for an instant cash loan outside business hours?

Yes! Submit your loan application with us any time 24/7, anywhere you may be. IAFC’s online system is always available to accept your loan application whenever you’re ready.

What are the loan costs?

We offer our clients with a wide range of loan amounts and different flexible repayment plans. Smaller loans can range from $1,000 to $2,000 with repayment term options between 6, 9, and 12 months. Our medium loans can range from $2,100 to $5,000 with repayment terms between 18 and 24 months.

You can check out our cost calculator found in our website to have a rough guide on what repayment terms you can get.

Am I allowed to repay my loan early?

Yes, you can pay back your same day payday loan early. IAFC will make sure that our lenders will forego any remaining monthly fees if you choose to repay your loan early. Just be sure that you inform us about it for at least 48 hours before your next scheduled repayment date.

Reach us through call or email us so we can let you know the final amount that we arranged for you to pay back that will be issued by your bank.

You can also check our FAQs section on the site if there are other questions you need clarifications for. You can also send us an email at hello@iafcloans.com.au

Find the right lender with IAFC.

Keep up with the latest news about IAFC by following our social media channels. 

iafcloans.com.au (Credit Representative Number – 535991) which is an Introducer Appointed Representative of Marketplace Finance Pty Ltd (Credit Representative Number: 487316).  

Iafcloans is not a lender and does not make credit decisions. Iafcloans matches customer applications with lenders in our network based on the information provided, in exchange for a commission paid by the lender for advertising services provided. There is no guarantee that you will be accepted by a lender or that you will be offered terms suitable for your financial needs. Not all lenders will be able to provide amounts up to $5000. The time required to process and transfer the loan varies by the lender. This website does not directly endorse any particular product or service. Any information on this site should serve as opinion only. As a condition of extending credit, some lenders you may be matched with may run a credit check from a credit reference agency. Late or missed payments may be subject to increased fees and/or interest rates.

1. Subject to application being approved by the lender. Not all lenders are able to provide up to $5000

2. Subject to lenders requirements and approval. The time that it takes for the cash to be received in your account will depend on your bank’s policies and procedures. 

Consumer Advisory: Iafcloans is a loan matching service. This site will submit the information you provide to a direct lender. Upon loan approval, a direct lender may require further information from you which will be collected after we transfer you to their website or they may contact you via phone or email.

All applications will be subject to credit checks and affordability assessments in line with responsible lending. Loan terms, conditions and policies vary by lender and applicant qualifications. Late or missed loan payments may be subject to increased fees and interest rates. Not all lending partners offer up to $5,000 loans, and not all applicants will be approved for their requested loan amounts. Loan repayment periods vary by lender also. Lenders may use collection services for non-payment of loans.

Not all borrowers will qualify for a loan, the operator of this website does not engage in any direct consumer lending, we simply provide a FREE loan matching service to the public. To operate this service we receive a commission from the lender we refer you to.

Auto Decisioning allows lenders to make a decision on your loan application without the need for human interaction, for more information please contact your lender or see their privacy policy.